MilCalc — Free Military Retirement Calculator

Calculate your military pension, VA disability compensation, TRICARE premiums, SBP costs, state taxes, and true income gap. Free, no account required.

What MilCalc calculates

• Military pension (High-3, BRS, REDUX, Reserve)
• VA disability compensation (2026 rates)
• TRICARE premiums (all plans, 2026 rates)
• Survivor Benefit Plan (SBP) costs
• Federal and state income taxes
• BAH, BAS, and special pay income gap
• Cost of living comparison